LiC's Jeevan Amar Term Plan in Hinglish

jeevan Amar ek  Non-Linked, Non-Participating,

Offline Term Assurance Plan hai . ise km se km 18 saal poora kr chukne wala vyakti le sakta hai. aur maximum age is policy ke liye 65 years hai. maximum matuarity Age 80 years hai. mtlb 80 se upar ki age pr iska koi labh nhi milega.Minimum 15 years ke liye aap is term plan ko le sakte hain. Jeevan Amar ke antargat  minimum basic sum assured 25 lakh rupye hai. Maximum sum assured ki koi limit nhi hai.

 

PREMIUM PAYING TERM :

Regular Premium :  Policy Term ki tarah hi hain

Limited Premium : Policy Term 10 to 40 years : Policy Term minus 5 years

                  Policy Term 15 to 40 years: Policy Term minus 10 years

 

 

ELIGIBILITY CONDITIONS

 

 is  Policy mein Premium Rates ki do

Categories h,  namely : (1) Non-Smoker Rates and (2) Smoker Rates.

The application of Non-Smoker Rates shall be based on the findings of the Urinary Cotinine Test

.

In all other cases, the Smoker Rates will be applicable.

Minimum Premium : Regular & Limited Premium : Rs. 3,000

Single Premium : Rs.30,000

Is policy ke antargat do plan hai jinmein insured person ki death pr policy benefit milta hai

Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured, which shall remain the same throughout the policy term.

Doosra option hai ki

Increasing Sum Assured Absolute amount assured to be paid on death shall remain equal to Basic Sum Assured till completion of fifth policy year. Thereafter, it increases by 10% of Basic Sum Assured each year from the sixth policy year till fifteenth policy year till it becomes twice the Basic Sum Assured. This increase will continue under an inforce policy till the end of policy term; or till the Date of Death; or till the fifteenth policy year, whichever is earlier. From sixteenth policy year and onwards, the Absolute amount assured to be paid on death remains constant i.e. twice the Basic Sum Assured till the policy term ends.

 

DEATH BENEFIT : For Regular and Limited Premium Payment Policy : “Sum Assured on Death” is defined as the highest of : 7 times of Annualised Premium ; or 105% of all the Premiums paid as on the Date of Death ; or Absolute amount assured to be paid on death. For Single premium Policy : “Sum Assured on Death” is defined as the higher of : 125% of Single Premium. Absolute amount assured to be paid on Death. BENEFITS OPTION TO TAKE DEATH BENEFIT IN INSTALMENTS A Non-Linked, Non-Participating, Offline Term Assurance Plan ACCIDENT BENEFIT FACILITY AVAILABLE Whether 18 or 65, Jeevan Amar is for you Accident Benefit Rider : For Regular and Limited Premium Payment Policy : “Sum Assured on Death” is defined as the highest of : 7 times of Annualised Premium ; or 105% of all the Premiums paid as on the Date of Death ; or Absolute amount assured to be paid on death. For Single premium Policy : “Sum Assured on Death” is defined as the higher of : 125% of Single Premium. Absolute amount assured to be paid on Death. Accident Benefit Rider : Minimum Age : 18 yrs. (Completed) Maximum Cover Ceasing Age : 70 yrs. Death Sum Assured : Maximum Sum Assured : 1 Crore FACILITIES : Revival, Nomination, Assignment